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Tag: Life Insurance

Does My Spouse Need Life Insurance if He or She Doesn’t Work?

Does My Spouse Need Life Insurance if He or She Doesn’t Work?

When one spouse is the primary breadwinner, it is obvious why that person needs life insurance to protect the family. But a stay-at-home spouse needs life insurance, as well. Just because a person is not working at a paying job, that does not mean he or she lacks financial value. Consider what it would cost to pay another person for the services a stay-at-home spouse...

Tips and Tricks for Choosing a Good Beneficiary

Tips and Tricks for Choosing a Good Beneficiary

When you purchase a life insurance policy, you must choose a beneficiary. This is the person (or persons) to whom the insurance company will pay out benefits in the event of your death. Naming a life insurance beneficiary is an important decision to make. Keep the following tips in mind to help you choose the right beneficiary for your life insurance funds.  Consider All Your...

How Many Life Insurance Policies Can I Have?

How Many Life Insurance Policies Can I Have?

There is no set limit to how many life insurance policies you can purchase. You can buy multiple policies from different insurance companies, but insurers may start asking questions if your coverage reaches a point that greatly exceeds your income.  Can It Cause Problems to Buy More Than One Life Insurance Policy? You can have more than one life insurance policy, and there is no...