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Why Life Insurance? 8 Things Your Policy Covers

Why Life Insurance? 8 Things Your Policy Covers

Life insurance 1 is something people in many different situations and stages of life should consider. Even knowing this, you may still wonder why life insurance would be a good fit for you. Below, we break down the kinds of expenses life insurance can cover. You and your loved ones will have greater peace of mind knowing exactly how life insurance can play an important role in your future. 8...

5 Reasons You Need Life Insurance if You Are Self-Employed

5 Reasons You Need Life Insurance if You Are Self-Employed

In the event of their death, life insurance provides financial security for their family and business obligations. Life insurance is invaluable for self-employed individuals, as they often lack the safety net of employer-provided benefits. It can cover debts, replace lost income, and fund business succession plans, ensuring continuity and stability for the enterprise. Life insurance offers peace of mind, enabling self-employed individuals to focus on growing...

Do I Need Employment Practices Liability Insurance (EPLI)?

Do I Need Employment Practices Liability Insurance (EPLI)?

Employment Practices Liability Insurance (EPLI) protects businesses against claims of wrongful employment practices such as discrimination, harassment, wrongful termination, or retaliation from employees or former employees. In today’s litigious environment, EPLI is essential for businesses of all sizes to safeguard their reputation, finances, and operations. It covers legal expenses, settlements, and judgments, helping companies to navigate complex employment-related claims and mitigate financial risks. Assessing Your...

7 Important Steps to Reduce Distracted Driving

7 Important Steps to Reduce Distracted Driving

National Cell Phone Courtesy Month promotes mindful and courteous cell phone usage, especially while driving. This initiative encourages individuals to be considerate of others by minimizing distractions and practicing safe phone etiquette. The goals include raising awareness about the dangers of distracted driving and fostering a culture of responsibility and respect on the road. It serves as a reminder to prioritize safety and mindfulness in...

Quick Ways to Spot Phishing Messages Targeting Your Business

Quick Ways to Spot Phishing Messages Targeting Your Business

Gone are the days when phishing attempts were easy to identify and limited to only emails. While malicious messages are nothing new, they’re becoming more sophisticated and harder to pick out from legitimate business communications.  They are also coming at us through texts, social media chats and even phone calls. A few simple actions with one of these messages can develop into a problem that...